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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. Coverage under a loan policy remains effective

A) until the property is sold.
B) until the secured debt is satisfied.
C) during the life of the owner.
D) until the lender assigns the mortgage.

2. Which of the following statements is true concerning an unrecorded deed?

A) it is not valid between the grantor and the grantee
B) it does not give constructive notice of ownership
C) it need not name the grantee
D) it need not contain a legal description

3. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

A) the conveyance is void.
B) they are tenants by the entirety.
C) they are joint tenants with rights of survivorship.
D) they are tenants in common.

4. Which of the following types of deeds provides the purchaser of real estate the greatest protection?

A) general warranty deed
B) quitclaim deed
C) trustee's deed
D) deed in trust

5. Which two elements should always be contained in an escrow agreement, specifically to protect the fiduciary and prevent lawsuits?

A) time limit and file number
B) location of property and reason for escrow
C) amount of escrow and addresses of each party
D) limitation of liability and ability to resign

Solutions: