About Prep4sures Insurance Licensing NY-Independent-General-Adjuster Exam
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Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Dwelling Policy | 6% | - Coverage Forms and Perils
|
| Adjusting Losses | 11% | - Role of the Adjuster
|
| Accident and Health Insurance Basics | 6% | - Accident and Health Claims
|
| Homeowners Policy | 10% | - Selected Endorsements
|
| Insurance Basics | 6% | - Policy Structure
|
| Commercial Package Policy | 38% | - Transportation Coverages
|
| Medical Reports and Terminology | 4% | - Medical Terminology
|
| Personal Inland Marine | 13% | - Personal Effects Floater
|
| Insurance Regulation | 6% | - Claim Settlement Regulations
|
Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:
A New York producer moved his/her office on April 1. The producer MUST inform the Superintendent of the address change no later than
- A. July 1.
- B. May 1.
- C. October 1.
- D. December 31.
Correct Answer: B 🗳️
Explanation: Only visible for Prep4sures members. You can sign-up / login (it's free).
Under a Crop-Hail insurance policy, which of the following is true?
- A. It covers the crop as soon as it is planted.
- B. It covers only damage to the insured crop.
- C. It automatically covers rain, wind, hail, and frost damage.
- D. It restores the amount of insurance after each loss.
Correct Answer: B 🗳️
Explanation: Only visible for Prep4sures members. You can sign-up / login (it's free).
Applicants for a New York public adjuster's license MUST file a bond on the condition that the applicant will faithfully perform the adjuster's duties under the license. The penal sum of the bond REQUIRED is
- A. $10,000.
- B. $250.
- C. $500.
- D. $1,000.
Correct Answer: D 🗳️
Explanation: Only visible for Prep4sures members. You can sign-up / login (it's free).
An insured that is covered on a business automobile policy would like to get physical damage coverage for a forklift used at their facility. Which endorsement can be used to insure this covered automobile?
- A. Miscellaneous vehicle endorsement.
- B. Drive other car endorsement.
- C. Mobile equipment endorsement.
- D. Truckers coverage form.
Correct Answer: C 🗳️
Explanation: Only visible for Prep4sures members. You can sign-up / login (it's free).
Regarding insurance coverage for employment practices exposures, which one of the following statements is TRUE?
- A. The commercial general liability policy covers employment practices liability as part of its basic professional liability coverage.
- B. Employment practices liability insurance is purchased as an endorsement to the directors and officers policy, but cannot be purchased separately.
- C. Employment practices liability policies cover suits by employees who are injured on the job.
- D. Employment practices liability policies cover losses arising out of wrongful terminations, discrimination, and sexual harassment.
Correct Answer: D 🗳️
Explanation: Only visible for Prep4sures members. You can sign-up / login (it's free).




